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Prepaid cell phone plans are great if you will not be using the cell phone very often. If you use a cell phone for emergencies only, you'll benefit from pay as you go since it doesn't cost much to add minutes to your prepaid cell phone and you won't need to top up again for awhile.

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The secret formula to getting the cheapest cell phone plan for you is, usage, plus rates, plus incentives. Incentives being the freebies like free cell phones or free minutes. Find a healthy balance of all three factors, and you'll have your cheapest cell phone plan.