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Prepaid cell phone plans are great if you will not be using the cell phone very often. If you use a cell phone for emergencies only, you'll benefit from pay as you go since it doesn't cost much to add minutes to your prepaid cell phone and you won't need to top up again for awhile.

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Monthly cell phone plans are best if you are going to use your cellular service often, since many cell phone services offer unlimited nights and weekends, free mobile to mobile, and a healthy amount of anytime minutes. You can even get a free cell phone with a service agreement.