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There are some reasons why you might not want to let cell phones be your only phones. If you use dial-up Internet access, it's a lot more difficult and expensive to use cell phones than landlines for that purpose. If you're used to having a phone in every room, you might not want to just have one cell phone unless you are used to carrying it with you at all times. Also, if you do a lot of talking, cell phones need to "sleep" once in a while to recharge their batteries. If your cell phone goes dead while you're talking, it will take a while before you can finish the conversation.

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The secret formula to getting the cheapest cell phone plan for you is, usage, plus rates, plus incentives. Incentives being the freebies like free cell phones or free minutes. Find a healthy balance of all three factors, and you'll have your cheapest cell phone plan.