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Pay as you go cell phone plans can be thought of as the phone card of the wireless world. After you initially purchase your cell phone, you can add minutes anytime you like by either purchasing additional minutes online with a credit card or go to a retail outlet and purchase a pre loaded refill card.

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Pre paid cell phone plans are not the same as pay as you go plans. The difference is you get billed monthly for pre paid. With a pre paid cell phone plan you cannot go over your paid monthly minutes, so pre paid is best if you plan to use your cell phone on a regular basis but need to be on a budget, or if you have bad credit.

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