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There are two major factors you absolutely must consider before you purchase a cell phone plan. Usage, and plan types. By understanding your calling habits, and the difference in cell phone calling plans, you've already won half the battle in lowering your cell phone bill or keeping you cellular bill low before you even purchase a plan.

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Stay away from pay as you go if you plan to actually be using your cell phone on a regular basis, or more than thirty minutes a week. At this point pay as you go isn't so cheap anymore since you'll find yourself buying more refill cards and burning up your minutes on connection fees. More frequent calling requires a monthly prepaid plan.